Official data · Eurostat HICP

What is your own inflation rate?

The official figure — +2.7% in Finland in September 2026 — is an average over everyone's shopping basket. If you rent, drive a lot or eat out rarely, your inflation is different. Adjust the basket and see.

Country

How do you spend your money?

Start from the average household in Finland and move the sliders to match your budget. Own your home outright? Lower housing. No car? Lower transport.

Food & soft drinks

15.4%+2.0%

Alcohol & tobacco

4.8%+3.8%

Clothing & shoes

4.7%−0.9%

Housing, water & energy

19.0%+1.3%

Furniture & household

4.9%+2.9%

Health

5.1%+2.5%

Transport

13.5%+9.4%

Phone, internet & post

4.3%+4.5%

Recreation & culture

9.7%+1.6%

Education

0.3%+4.2%

Restaurants & hotels

8.7%+2.0%

Insurance & finance

2.3%+2.9%

Personal care & other

7.2%−1.9%

Your shares add up to 100.0%.

Rates: Eurostat HICP, annual rate of change by ECOICOP division (prc_hicp_minr), September 2026. Average household shares: official HICP item weights for 2026 (prc_hicp_iw). Your rate is the spending-weighted average of the category rates — the same principle as the official index, simplified. With the average-household shares it lands close to the official rate; small gaps are normal because the official index is chain-linked each year and built from hundreds of detailed items. * = provisional or estimated.